Getting Your Finance
Getting into the property market is one of the biggest financial decisions you’ll make. From confusing contracts and jargon filled paperwork to inspections and ultimately, sealing the deal – we’re here to give it to you straight.
Financing a New House and Land Package
Getting finance for a new house and land package involves several steps and documentation requirements. Lenders typically assess your serviceability—your ability to manage loan repayments based on income, expenses, and any existing debts. Documents required include proof of income (such as payslips and tax returns), identification, and details of assets and liabilities.

Key Factors in Loan Approval
- Income Verification: Lenders need to see stable income to determine if you can comfortably afford the loan.
- Expenses and Debts: A detailed breakdown of expenses and outstanding debts helps assess your monthly commitments.
- Credit History: A strong credit history boosts your chances of approval.
Timeline and Approval
Once documents are submitted, loan approval typically takes 2-4 weeks, depending on the complexity of the application and specific lender requirements.